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Stableit Terms of Service

Last updated: July 25, 2025

These Terms of Service (“Terms”) are entered into by and between you and Stable Technologies, Inc., doing business as Stableit (“Stableit,” “Company,” “we,” or “us”). The following terms and conditions, together with any documents they expressly incorporate by reference (collectively, the “Terms of Service” or the “Terms”), govern your access to and use of the Stableit Application(“Stableit Bridge” or the “App”) at https://stableit.com/bridge/ (the “Site”) and the Stable SDK (“Stable SDK” or the “SDK”) including any business activities, products, apps, services and other associated web pages that are available or may become available in the future and included in the Stableit Suite, offered on or through the App (collectively, the “Services”).

Please read the Terms of Service carefully before you start to use the App. By using the App or by clicking to accept or agree to the Terms of Service when this option is made available to you, you accept and agree to be bound and abide by these Terms of Service and our Privacy Policy at https://stableit.com/privacy-policy/, incorporated herein by reference. If you do not want to agree to these Terms of Service or the Privacy Policy, you must not access or use the App.

This App is offered and available to users who are 18 years of age or older. By using this App, you represent and warrant that you are of legal age to form a binding contract with the Company and meet all of the foregoing eligibility requirements. If you do not meet all of these requirements, you must not access or use the App.

By accessing the App, you agree to abide by these Terms of Service and to comply with all applicable laws and regulations. We reserve the right to review and amend any of these Terms at our sole discretion. Upon doing so, we will update this page. Any changes to these Terms will take effect immediately from the date of publication. If you do not agree with these Terms, you are prohibited from using or accessing our App or using any other services provided by us.

PLEASE READ THESE TERMS CAREFULLY BEFORE USING THE APP. THESE TERMS GOVERN YOUR USE OF THE APP, UNLESS WE HAVE EXECUTED A SEPARATE WRITTEN AGREEMENT WITH YOU FOR THAT PURPOSE. WE ARE ONLY WILLING TO MAKE THE APP AVAILABLE TO YOU IF YOU ACCEPT ALL OF THESE TERMS. BY USING THE APP, YOU ARE CONFIRMING YOU UNDERSTAND AND AGREE TO BE BOUND BY ALL OF THESE TERMS. IF YOU ARE ACCEPTING THESE TERMS ON BEHALF OF A COMPANY OR OTHER LEGAL ENTITY, YOU REPRESENT THAT YOU HAVE THE LEGAL AUTHORITY TO ACCEPT THESE TERMS ON THAT ENTITY’S BEHALF, IN WHICH CASE “YOU” WILL MEAN THAT ENTITY. IF YOU DO NOT HAVE SUCH AUTHORITY, OR IF YOU DO NOT ACCEPT ALL OF THESE TERMS, THEN WE ARE UNWILLING TO MAKE THE APP AVAILABLE TO YOU. IF YOU DO NOT AGREE TO THESE TERMS, YOU MAY NOT ACCESS OR USE THE APP.

  1. SERVICES

    Stableit is a cross-blockchain application for the management of digital assets that was implemented, deployed and operated by Stableit and an open-source software development kit (“SDK”) that overlays CCTP and other proprietary software.

    Stableit Bridge is designed for users seeking a streamlined bridging and swapping experience where they can manage their blockchain assets in one place. It combines a traditional Web2 front-end and back-end. Some features below:

    • Simplified Bridging: Showcases the power of the SDK and how it can power simplified user experiences, giving users access to universal gas drop-off, gasless payments, and automatic relaying.

    • Portfolio: Provide enriched experience for the user to see assets across their associated wallets in one place.

    Stableit SDK (the “SDK”) is a new software development kit that the Stableit Bridge is built on top of. The Stableit SDK makes transferring USDC and potentially other stablecoins easy to use. The key features of the SDK include:

    • Feature Consistency

      • Relay-Priority: Automatic delivery: Automatic delivery of assets will always be preferred over manual options.

      • Universal Gas Dropoff: Always request gas on any route.

      • Gasless Payments: Users can pay gas in any currency, avoiding the need for users to hold specific assets for gas.

    In sum, Stableit aims to elevate the bridging experience, offering greater clarity, improved performance, and a seamless integration path for users and integrators alike.

  2. Changes to terms or services

    1. Changes to Services

      Our Services are evolving over time, and we may change or discontinue all or any part of the Services at any time for any person without notice at our sole discretion.

      We reserve the right to withdraw or amend this App or SDK and any service or material we provide on the App and SDK at our sole discretion without notice. We will not be liable if, for any reason, all or any part of the App and SDK is unavailable at any time or for any period. From time to time, we may restrict users' access to some parts of the App/SDK or the entire App/SDK.

    2. Changes to Terms of Services

      We may modify the Terms at any time at our sole discretion. If we do so, we will let you know either by posting the modified Terms on the Site, by providing you a notice through the Service, or through other methods of communication that we deem reasonable. The modified Terms will be effective at the time they are posted on the Site. It’s important that you review the Terms whenever we modify them because if you continue to use the Services after we have modified the Terms, you agree to be bound by the modified Terms. If you do not agree to be bound by the modified Terms, then you may not use the Services.

  3. Use of services

    1. License to Use Services

      Subject to these Terms, we grant you a limited, revocable, non-exclusive, non-sublicensable, non-transferable license to access and use the Services. Unless otherwise specified by Stableit in a separate license, your right to use any and all Services is subject to the Terms herein. You acknowledge and agree that nothing set forth herein shall be construed as a sale of any ownership interest in or to the Services or any intellectual property rights associated therewith.

    2. Eligibility

      You may use the Services if you are 18 years or older and are not barred from using the Services under applicable law.

      You shall not (i) be a resident of, or located in, sanctioned jurisdictions according to any trade embargoes or sanctions regimes imposed by competent authorities such as the UN Security Council, the U.S. Department of the Treasury’s Office of Foreign Assets Control (“OFAC”), the European Union or its Member States, or HM Treasury’s financial sanctions regime; (ii) be subject to economic sanctions, or listed on prohibited or restricted lists such as the United Nations Security Council Sanctions List, the Specially Designated Nationals (“SDN”) List maintained by OFAC, or any other denied persons or blocked parties lists by any other relevant sanctions authority or other applicable bodies; (iii) be located in, or a citizen or resident of any state, country, territory or other jurisdiction where your participation in the App would be illegal or otherwise violate any applicable laws.

    3. Certain Restrictions

      You may not do any of the following in connection with your use of the Services, unless applicable laws or regulations prohibit these restrictions or you have our written permission to do so:

      1. download, modify, copy, distribute, transmit, display, perform, reproduce, duplicate, publish, license, create derivative works from, or offer for sale any information contained on, or obtained from or through, the Services, except for temporary files that are automatically cached by your web browser for display purposes, or as otherwise expressly permitted in these Terms;

      2. use, reproduce or remove any copyright, trademark, service mark, trade name, slogan, logo, image, or other proprietary notation displayed on or through the Services;

      3. use automation software (bots), hacks, modifications (mods) or any other unauthorized third-party software designed to modify the Services;

      4. access or use the Services in any manner that could disable, overburden, damage, disrupt or impair the Services or interfere with any other party’s access to or use of the Services or use any device, software or routine that causes the same;

      5. circumvent, remove, alter, deactivate, degrade or thwart any technological measure or content protections of the Services or the computer systems, wallets, accounts, protocols or networks connected to the Services;

      6. use any robot, spider, crawlers or other automatic device, process, software or queries that intercepts, “mines,” scrapes or otherwise accesses the Services to monitor, extract, copy or collect information or data from or through the Services, or engage in any manual process to do the same;

      7. introduce any viruses, trojan horses, worms, logic bombs or other materials that are malicious or technologically harmful into our systems;

      8. submit, transmit, display, perform, post or store any content that is inaccurate, unlawful, or otherwise objectionable;

      9. use the Services to carry out any illegal activities, including but not limited to money laundering, terrorist financing or deliberately engaging in activities designed to adversely affect the performance of the Services;

      10. engage in buying, selling, or transferring of stolen items, fraudulently obtained items, items taken without authorization, and/or any other illegally obtained items;

      11. violate any applicable law or regulation in connection with your access to or use of the Services; or

      12. access or use the Services in any way not expressly permitted by these Terms.

    4. Third Party Services and Content

      Our Services may contain references or links to third-party services, including, but not limited to, information, materials, products, or services (“Third Party Materials”), that we do not own or control. We do not approve, monitor, endorse, warrant or assume any responsibility for any Third Party Materials. If you access any such Third Party Materials, you do so at your own risk, and you understand that this Agreement does not apply to your dealings or relationships with any third parties. You expressly relieve us of any and all liability arising from your use of any Third Party Materials.

    5. Electronic Wallet

      In order to access certain features and services provided on the App, you need to connect a supported source wallet (a “Wallet”), which will facilitate transactions or verify your ownership of certain digital assets. By connecting your Wallet with the App, you authorize us to access your Wallet for the purpose of permitting you to view or convert digital assets or engage in other transactions or actions. We do not assume any liability with respect to any Wallet. You must familiarize yourself with the terms of service, technology, and security protocols of any Wallet (e.g., saving your backup phrase in a safe place). It’s important to keep in mind that when you use your Wallet on the App, you represent to us that your account on any Wallet used by you in connection with the App is owned or controlled exclusively and directly by you and no other person. We reserve the right, at any time, in our sole discretion, to block access to the App from certain IP addresses and unique device identifiers.

    6. Transaction Delays

      Due to factors beyond our control, such as blockchain congestion, gas hikes, and other third-party software issues, the App does not provide a guaranteed timeline for when the transactions will be completed and the digital assets will be bridged between blockchains and reach your designated wallet. If you experience any abnormal bridging time delays, please reach out to us and we will assist you in debugging and processing the delayed transaction.

  4. INTELLECTUAL PROPERTY RIGHTS

    You acknowledge and agree that as between you and Stableit, Stableit owns all rights, title and interest in the Services, including, but not limited to, any software, computer code, algorithms, technology, themes, objects, concepts, artwork, animations, sounds, methods of operation, software, text, images, and documentation, as well as all intellectual property and proprietary rights related thereto, including trademarks, service marks, copyrights, patents, designs, and its “look and feel.” You will not remove, alter or obscure any copyright, trademark, service mark, or other proprietary rights notices incorporated in or accompanying any Services.

  5. ASSUMPTION OF RISK

    By using the Services, you represent that you have sufficient knowledge and experience in business and financial matters, including a sufficient understanding of blockchain technologies, cryptocurrencies and other digital assets, storage mechanisms, and blockchain-based software systems to be able to assess and evaluate the risks and benefits of the Services contemplated hereunder, and will bear the risks thereof, including loss of all amounts paid and all digital assets transferred, and the risk that the cryptocurrencies and other digital assets may have little or no value. You acknowledge and agree that there are risks associated with purchasing and holding cryptocurrency and using blockchain technology. These include, but are not limited to, risk of losing access to cryptocurrency due to slashing, loss of private key(s), custodial error or purchaser error, risk of mining or blockchain attacks, risk of hacking and security weaknesses, risk of unfavorable regulatory intervention in one or more jurisdictions, risk related to token taxation, risk of personal information disclosure, risk of uninsured losses, volatility risks, and unanticipated risks.

    Smart contracts execute automatically when certain conditions are met. We do not have the ability to reverse a transaction that is recorded on a public blockchain. You are responsible for ensuring that any details entered you enter in connection with a transaction using any smart contracts are accurate and complete. Further, since smart contracts typically cannot be stopped or reversed, vulnerabilities in their programming and design or other vulnerabilities that may arise due to hacking or other security incidents can have adverse effects to digital assets, including but not limited to significant volatility and risk of loss.

    You acknowledge that there are inherent risks associated with using or interacting with public blockchains and blockchain technology. There is no guarantee that such technology will be unavailable or subject to errors, hacking or other security risks. Underlying blockchain protocols may also be subject to sudden changes in operating rules, including forks, and it is your responsibility to make yourself aware of upcoming operating changes.

    You further understand that Stableit is not a financial or investment advisor and that the Services entail a risk of loss of your digital assets. All transactions submitted by you using our Services are unsolicited, which means they are solely initiated by you.

  6. DISCLAIMERS

    Your access to and use of the Services, the App, the SDK and the Protocol is entirely at your own risk. You understand and agree that the Services are provided to you on an “AS IS” and “AS AVAILABLE” basis. Without limiting the foregoing, to the maximum extent permitted under applicable law, Stableit, its parents, affiliates, related companies, officers, directors, employees, agents, representatives, partners and licensors DISCLAIM ALL WARRANTIES AND CONDITIONS, WHETHER EXPRESS, IMPLIED OR STATUTORY, INCLUDING WITHOUT LIMITATION ANY WARRANTIES RELATING TO TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, USAGE, QUALITY, PERFORMANCE, SUITABILITY OR FITNESS OF THE SERVICES, THE APP, THE SDK, AND THE PROTOCOL FOR ANY PARTICULAR PURPOSE, OR AS TO THE ACCURACY, QUALITY, SEQUENCE, RELIABILITY, WORKMANSHIP OR TECHNICAL CODING THEREOF, OR THE ABSENCE OF ANY DEFECTS THEREIN WHETHER LATENT OR PATENT.

    We make no warranty or representation and disclaim all responsibility and liability for: (a) the completeness, accuracy, availability, timeliness, security or reliability of the Services, the App, the SDK and the Protocol; (b) any harm to your computer system, loss of data, or other harm that results from your access to or use of the Services, the App, the SDK or the Protocol; (c) the operation or compatibility with any other application or any particular system or device; (d) whether the Services, the App, the SDK or the Protocol will meet your requirements or be available on an uninterrupted, secure or error-free basis; and (e) whether the Services, the App, the SDK, or the Protocol will protect your assets from theft, hacking, cyber attack, or other form of loss caused by third party conduct. Nothing contained in the Services constitutes, or is meant to constitute, financial, legal or other professional advice of any kind. If you require advice in relation to any financial, legal or other professional matter you should consult an appropriate professional. No advice or information, whether oral or written, obtained from us or through the Services, will create any warranty or representation not expressly made herein.

    THE FOREGOING DOES NOT AFFECT ANY WARRANTIES THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAWS.

  7. LIMITATION OF LIABILITIES

    TO THE EXTENT NOT PROHIBITED BY LAW, YOU AGREE THAT IN NO EVENT WILL STABLEIT, ITS PARENTS, AFFILIATES, RELATED COMPANIES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, REPRESENTATIVES, PARTNERS OR LICENSORS BE LIABLE (A) FOR DAMAGES OF ANY KIND, INCLUDING INDIRECT, SPECIAL, EXEMPLARY, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES (INCLUDING, BUT NOT LIMITED TO, PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES, LOSS OF USE, DATA OR PROFITS, BUSINESS INTERRUPTION OR ANY OTHER DAMAGES OR LOSSES, ARISING OUT OF OR RELATED TO YOUR USE OR INABILITY TO USE THE SERVICES), HOWEVER CAUSED AND UNDER ANY THEORY OF LIABILITY, WHETHER UNDER THESE TERMS OR OTHERWISE ARISING IN ANY WAY IN CONNECTION WITH THE SERVICES OR THESE TERMS AND WHETHER IN CONTRACT, STRICT LIABILITY OR TORT (INCLUDING NEGLIGENCE OR OTHERWISE) EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE, OR (B) FOR ANY OTHER CLAIM, DEMAND OR DAMAGES WHATSOEVER RESULTING FROM OR ARISING OUT OF OR IN CONNECTION WITH THESE TERMS OR THE DELIVERY, USE OR PERFORMANCE OF THE SERVICES. THE ORGANIZATION ENTITIES’ TOTAL LIABILITY TO YOU FOR ANY DAMAGES FINALLY AWARDED SHALL NOT EXCEED THE GREATER OF ONE HUNDRED DOLLARS ($100.00), OR THE AMOUNT YOU PAID US, IF ANY, IN THE PAST SIX (6) MONTHS FOR THE SERVICES (OR OFFERINGS PURCHASED ON THE SERVICES) GIVING RISE TO THE CLAIM. THE FOREGOING LIMITATIONS WILL APPLY EVEN IF THE ABOVE STATED REMEDY FAILS OF ITS ESSENTIAL PURPOSE.

  8. INDEMNIFICATION

    By entering into these Terms and accessing or using the Services, you agree that you shall defend, indemnify and hold Stableit, its parents, affiliates, related companies, officers, directors, employees, agents, representatives, partners and licensors (collectively, the “Indemnified Parties”) harmless from and against any and all claims, costs, damages, losses, liabilities and expenses (including attorneys’ fees and costs) incurred by Indemnified Parties arising out of or in connection with: (a) your violation or breach of any term of these Terms or any applicable law or regulation; (b) your violation of any rights of any third party; (c) your misuse of the Services; or (d) your negligence or willful misconduct. If you are obligated to indemnify any Indemnified Party hereunder, then you agree that Stableit (or, at its discretion, the applicable Indemnified Party) will have the right, in its sole discretion, to control any action or proceeding and to determine whether it wishes to settle, and if so, on what terms, and you agree to fully cooperate with it in the defense or settlement of such claim.

  9. DISPUTE RESOLUTION; ARBITRATION

    PLEASE READ THIS SECTION CAREFULLY. IT MAY SIGNIFICANTLY AFFECT YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT.

    ALL DISPUTES ARISING OUT OF OR RELATED TO THESE TERMS OF SERVICE OR ANY ASPECT OF THE RELATIONSHIP BETWEEN YOU AND US, WHETHER BASED IN CONTRACT, TORT, STATUTE, FRAUD, MISREPRESENTATION, OR ANY OTHER LEGAL THEORY, WILL BE RESOLVED THROUGH FINAL AND BINDING ARBITRATION BEFORE A NEUTRAL ARBITRATOR INSTEAD OF IN A COURT BY A JUDGE OR JURY, AND YOU AGREE THAT YOU ARE WAIVING THE RIGHT TO SUE IN COURT AND TO HAVE A TRIAL BY A JURY. YOU AGREE THAT ANY ARBITRATION WILL TAKE PLACE ON AN INDIVIDUAL BASIS; CLASS ARBITRATIONS AND CLASS ACTIONS ARE NOT PERMITTED AND YOU ARE AGREEING TO GIVE UP THE ABILITY TO PARTICIPATE IN A CLASS ACTION.

  10. NO CLASS ACTION

    YOU AND THE COMPANY AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING.

  11. PRIVACY POLICY

    We care about data privacy and security. Please review our Privacy Policy at https://stableit.com/privacy-policy/. By using the App, you agree to be bound by our Privacy Policy, which is incorporated into these Terms of Service.

  12. GENERAL PROVISIONS

    1. Governing Law

      These Terms are governed by the laws of Panama, without regard to conflict of laws rules.

    2. Electronic Communications.

      The communications between you and Stableit may take place via electronic means, whether you visit Services or send Stableit e-mails, or whether Stableit posts notices on Services or communicates with you via e-mail. For contractual purposes, you (a) consent to receive communications from Stableit in an electronic form; and (b) agree that all terms and conditions, agreements, notices, disclosures, and other communications that Stableit provides to you electronically satisfy any legal requirement that such communications would satisfy if it were to be in writing.

    3. Assignment.

      These Terms and your rights and obligations hereunder may not be assigned, subcontracted, delegated, or otherwise transferred by you without Stableit’s prior written consent, and any attempted assignment, subcontract, delegation, or transfer in violation of the foregoing will be null and void.

    4. Entire Agreement.

      These Terms are the final, complete and exclusive agreement of the parties with respect to the subject matter hereof and supersedes and merges all prior discussions between the parties with respect to such subject matter.

    5. Force Majeure.

      Stableit shall not be liable for any delay or failure to perform resulting from causes outside its reasonable control, including, but not limited to, acts of God, war, terrorism, riots, embargos, acts of civil or military authorities, fire, floods, accidents, strikes or shortages of transportation facilities, fuel, energy, labor or materials.

    6. Notice.

      We may provide any notice to you under these Terms using commercially reasonable means, including using public communication channels. Notices we provide by using public communication channels will be effective upon posting.

    7. Waiver.

      Any waiver or failure to enforce any provision of these Terms on one occasion will not be deemed a waiver of any other provision or of such provision on any other occasion.

    8. Severability.

      If any portion of these Terms is held invalid or unenforceable, that portion shall be construed in a manner to reflect, as nearly as possible, the original intention of the parties, and the remaining portions shall remain in full force and effect.

    9. Export Control.

      You may not use, export, import, or transfer Services except as authorized by the laws of the jurisdiction in which you obtained Services, and any other applicable laws.

    10. Entire Agreement.

      These Terms is the final, complete and exclusive agreement of the parties with respect to the subject matter hereof and supersedes and merges all prior discussions between the parties with respect to such subject matter.

    11. Contact.

      If you have any questions, complaints or claims with respect to Services, please contact us at: legal@stableit.com. We will do our best to address your concerns. If you feel that your concerns have been addressed incompletely, we invite you to let us know for further investigation.